It is important to remember that you are saving this money for YOU! These challenges will not work unless you put some intent behind. When I started this I wanted to have more money in the bank at the end of the year instead of bills. The money that I saved was put into my ROTH IRA, this is because is earns interest better than a regular savings account. I work with my accountant to make sure that I am prepared for emergencies and therefore it never really is an emergency because I have the money. Starting id the easy part, the challenge comes when you choose to manage what you have so in the future you can have more choices between wanting to go to work and needing to go to work. Remember Walmart has plenty of older people working and a lot of them are not doing it by choice. Put the money away and don't steal from your future to pay for your present!
Books on Managing money
Profit First byMike Michalowicz
Think and Grow Rich Napoleon Hill
Rich Dad Poor DadRobert Kiyosaki
Financial Influencers Instagram
Contact your bank or work with your accountant for retirement savings accounts that would suit your needs. This is not fincnail advice, but if you don't manage the money it will manage you!